The Incredible Journey

Getting Your Money's Worth

Three Angels Broadcasting Network

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Series Code: TIJ

Program Code: TIJ001148A


00:01 ♪ ♪
00:29 What talks, burns a hole in your pocket, doesn't grow on trees
00:32 and makes the world go round. Yes you got it, money. It plays
00:39 such a big part in our lives. It affects nearly everything we
00:44 do and influences virtually every decision we make. Money
00:48 is one of life's necessities. We just cannot survive without it.
00:54 For most of us money can be a problem, usually because we
00:59 don't have enough of it. But today we're going to meet a
01:02 businessman who has a huge money problem, not because he hasn't
01:07 got enough money, but because he's got too much. Julian Archer
01:12 learned the hard way that when a person prospers either God
01:17 gains a partner or the person loses their soul. He knows all
01:22 too well that when we feel abundantly blessed we are often
01:27 in the most spiritually dangerous stage of our lives.
01:31 Today Julian's going to take us on a frighteningly honest soul
01:37 baring journey into the world of a successful Christian
01:40 businessman. He's an outwardly blessed man with a sinister and
01:45 secret struggle, an eternal life and death battle, to try to keep
01:49 God's blessings from becoming curses. This isn't fiction. Stay
01:55 with us and discover the secret of becoming truly financially
02:01 independent. Julian's amazing story will surprise and inspire
02:06 you and may even change your life forever.
02:12 ♪ ♪
02:34 Money, money, money. We all need it. Money's important. It's as
02:40 necessary in our daily lives as food is for the body. Just
02:44 as you can't get along without food so you can't survive long
02:48 without money. Money enables us to have the basics of what we
02:53 and our family need to survive. Food, shelter, education, health
02:59 care. It assists us in achieving our goals and dreams. It's a
03:04 blessing and we all want to receive God's richest blessings
03:09 especially the cash ones. But money can also become a curse
03:14 in our relationship with God and others. What happens when you
03:19 realize that you're truly blessed but that your spiritual
03:23 life has become damaged in the process? What if you started
03:27 worshipping God's gifts instead of the Giver? None of us want
03:32 that to happen. So how can we become financially secure
03:37 without becoming spiritually bankrupt. Our special guest
03:42 today, Julian Archer, is the founder of Faith vs. Finance, a
03:47 global organization working with affluent people who seek to
03:51 wisely balance their finance and faith. He's an international
03:56 speaker and best-selling author. His popular book, Help! I've
04:01 Been Blessed has sold widely around the world and he's here
04:06 today to share his experience and insights with us.
04:09 Julian, welcome to our program today. You've lived a very
04:14 different lifestyle. Tell us about it.
04:18 My parents met when they were young, had children very young.
04:23 Got into business and then another business and then
04:24 another business and another business and another business.
04:26 By the age of 24 they had five businesses. They were what we
04:29 call serial entrepreneurs. But there was a challenge and that
04:32 is that while they were successful in business their
04:35 marriage was absolutely shot. And they had to make a choice
04:39 between marriage and business and they chose marriage. And
04:42 they sold four of the businesses as we moved to the bush in
04:47 southeast Queensland just west of Brisbane and became hippies.
04:52 Barefoot existence, growing up in the bush, trying to grow your
04:54 own food, living in a little tiny shed. There wasn't a lot of
04:59 clothes. We didn't have a washing machine, we didn't have
05:01 running water, we didn't have electricity. So it was a very
05:04 barefoot existence. Sort of Huckleberry Finn if you look
05:07 back on it, you know, from that point of view.
05:09 How did your family move from hippies back to being business
05:14 people?
05:16 You know, we were trying to grow our own food and so we had
05:19 a little health food store and that was fine but we wanted to
05:22 grow everything, our fruit, our vegetables, our oil and
05:25 everything, we want to grow ourselves. And so we planted
05:28 lots of little trees and found out that we had too many.
05:31 So you plant
05:33 20 seeds and hope that one or two would come up for a family
05:36 and 20 would come up. So we thought well let's start selling
05:38 some of these excess plants that we have and so we started
05:42 selling out of the back of our truck on the side of
05:46 the highway, fruit trees. And that became a little nursery and
05:48 then a bigger nursery and then things grew from there. But
05:51 during those times we became Christians. We met some people
05:57 who loved Jesus and they shared that with us. That filled a hole
06:01 in our hearts that we probably didn't even know existed to some
06:06 degree. Once we found Jesus it completely changed the game for
06:10 our family's life, for our lifestyle, for what we were
06:12 doing in business, everything changed. The businesses that we
06:16 had been running took off. They grew incredibly quickly. We
06:22 ended up have an importing business, exporting. We had
06:26 distribution, we had a consulting business, we had
06:31 ran tours in other countries around the world. We were
06:32 exporting to 25 countries and it was crazy days. The businesses
06:37 were just going so well,
06:38 beyond anything that we could ever, ever dreamt of.
06:41 Money was pouring in, we didn't know what to do with it. We
06:44 weren't accustomed to this. It was just quite overwhelming. And
06:49 I realized as this was happening that it was actually having an
06:53 impact on my heart, it was having an impact on my
06:56 spirituality. I thought that well God just wants to bless you
07:02 lots and that's what we all want that's what we pray for. You
07:04 know Lord bless me bless me. But I didn't realize the other side
07:08 of it and that is that sometimes when we are blessed we start to
07:14 worship blessings. We lose our relationship with God, our
07:20 spirituality.
07:22 So it's a real battle, faith versus finance.
07:24 Just everywhere I looked in the Bible, in Jesus life, in his
07:28 teachings, through the whole of the scriptures, it was there.
07:32 Faith and money. So I wrote it all down and in that process
07:35 gave my heart back to the Lord.
07:38 I said, Lord it's yours. So I did it. It
07:42 turned into a book, a book called Help! I've Been Blessed!
07:45 which is a unusual title. But Help! I've Been Blessed! How to
07:50 stop God's blessings from becoming curses.
07:52 Are there any principles or words of wisdom that you've come
07:56 across that have been particularly helpful in your
07:59 years of battling faith against finance.
08:01 As I did a lot of research to try and work out how to sort out
08:06 this faith versus finance battle I came across all sorts of
08:09 people across all centuries who had been in the same battle.
08:11 It surprised me because I thought I was the only one originally
08:14 fighting this thing. I came across a guy called Oscar Wilde
08:18 who actually made a statement. He said:
08:27 And I thought, you know what, yeah there's some truth in that.
08:30 And then I came across a guy called John Wesley who in 1789
08:35 this has been a couple centuries He wrote that:
08:38 Wherever true Christianity spreads it must cause diligence
08:44 or hard work and frugality, or careful spending, which in
08:47 the natural course of things leads to riches! And then he
08:50 went on and he said:
09:00 It's a see saw situation where as the affluence goes up the
09:06 religiosity or spirituality of a nation goes down. When there's
09:10 a great financial crisis, or a war or something like that, boom
09:14 back up it comes. So the faith comes back up. But then as
09:17 things become good again and everybody's got enough and all
09:20 the rest, the faith goes down again. I've seen it happening in
09:24 my life. It happens in nations. And that's where my ministry is.
09:28 I now travel around the world speaking to different groups
09:30 about that challenge and what can be done then.
09:32 I was trekking a number of years ago in the Himalayas in the fall
09:36 with my two sons and I was at a tea house way up in the
09:41 mountains. And there was a little poster up on the wall
09:42 and it had a quote on it by Mahatma Gandhi and it said:
09:46 Whenever financial security occurs spiritual bankruptcy
09:52 also occurs. I can only speak for myself but as my finances
09:59 increased my spirituality decreased. It doesn't have to
10:03 be, it doesn't have to. But it often does.
10:05 In a day when most Christian books on money are about how to
10:09 attract God's financial blessings, why have you chosen
10:12 to refer to these blessings as curses?
10:14 What I've found is that the blessings coming from God I was
10:18 taking those blessing and getting very distracted by them.
10:22 I was spending a whole lot of time maintaining, insuring them,
10:25 trying to grow them, investing in them, worrying about them,
10:29 all the different things that you do when God gives you a lot
10:32 of stuff. And realized that those blessings had actually
10:35 become a curse in my spiritual life. Those blessings were now
10:39 getting between me and God and so that's why my book and the
10:43 ministry that I do. I talk about those blessings and how they can
10:47 be curses. God doesn't give them to us to curse us. It's our
10:50 reactions to them that becomes a curse if we react the wrong
10:55 way.
10:56 Julian, you suggest that it's almost impossible to be
11:00 financially secure without becoming spiritually bankrupt.
11:02 That's quite a statement, especially coming from an
11:06 affluent Christian. What evidence to you have to back
11:10 this up?
11:11 It's interesting in scripture that Jesus makes a statement.
11:14 He said that it's easier for a camel to go through the eye of a
11:18 needle than for a rich person to get into heaven.
11:21 That's pretty challenging words especially when you're an
11:25 affluent person. Maybe you're in that one percent club of people
11:28 So we see it over and over in scripture where people are
11:37 blessed and then they turn away. The good news is that with
11:43 God, Jesus said this as well. He said that with God all things
11:47 are possible. That's the secret whether a person is wealthy or
11:52 not. Are they with God? The key word is with. And if they are
11:58 with God then it's possible for them to live a Christ like life
12:03 even in a wealthy environment. But if they're not with God then
12:07 they're not going to be living that life regardless of whether
12:11 they're wealthy or not. So it is a battle. The Scripture is very
12:15 clear. But we also have examples in scripture of people like
12:19 Nicodemus, Joseph of Arimathea, Abraham and others who were
12:26 affluent, were wealthy, but they had a very strong relationship
12:29 with God as well. Once they got it sorted out, once they
12:32 realized the relationship between wealth and their
12:34 spirituality they maintained a strong relationship with God.
12:37 That's an interesting picture on the cover of your book.
12:39 What are you trying to illustrate?
12:42 When I knew that a book was coming from all of this, I got a
12:47 friend to illustrate a cover for me and I said to him, I said,
12:50 Andrew, I want you to draw what the inside of my heart looked
12:54 like when I was in this battle. And so he drew this illustration
13:00 of Jesus standing at a door, knocking on that door, and
13:05 there's a guy inside, that was me, trying to get to the door.
13:09 I wanted to open the door of my heart to Jesus, I wanted to.
13:14 But I had so filled my heart with all the blessings that he
13:17 had given me, that I couldn't even get to the door. I could
13:20 hear him knocking but I couldn't get over all the stuff to get to
13:25 the door. I'm reaching out trying to open that door and I
13:29 couldn't do it. There was a guy called Billie Sunday, American
13:32 guy who once said that:
13:40 What are the warning signs that a Christian has started to
13:45 worship God's blessings rather than God himself?
13:48 In my life I find that if my morning devotion time, my time
13:53 with God in the morning, is starting to be compressed and
13:56 cropped and shortened or non existent then I have to go, Hey
14:02 Julian where's your priority? The blessings that he's given
14:06 you are starting to overcome your life again, your spiritual
14:09 life. The other way that I know it is if I look at my calendar
14:15 and my bank statements. Very revealing. When I look at my
14:18 calendar and see how I'm spending my time and I look at
14:22 my bank statements and see how I'm spending my money it's very
14:25 revealing the way my priorities really are. Are my priorities
14:29 on God? Is that obvious in my calendar and my bank
14:31 statements or is it on something else? And it could be just about
14:35 anything else. But God says, Julian I want your heart, I want
14:38 your whole heart.
14:40 Are there any stories in the Bible that show how God's
14:44 blessings can become curses.
14:45 Yeah, the Bible's actually full of stories about God's blessings
14:48 becoming curses. But I'll just share one with you. Back two
14:55 thousand years ago Moses and the children of Israel had spent 40
14:59 years traveling around in the desert around Sinai, the Sinai
15:03 peninsula in Egypt today. They only had food and clothing and
15:08 a little bit of shelter. That's all they had for these 40 years.
15:10 They then come to the river Jordan. And Moses knows that
15:16 on the other side of that river is what they called the promised
15:18 land. And this promised land is flowing with all the good stuff.
15:22 In fact, Moses knew that when they crossed that Jordan, they
15:26 would be, and he said this to the children of Israel, he said,
15:29 when you cross over this river you're going to live in cities
15:32 that you didn't build, so the inhabitants are going to flee
15:35 before you, you're going to live in their cities. You're going to
15:38 live in houses that you didn't build. You're going to eat from
15:40 vineyards and olive groves that you didn't plan. You're going to
15:43 drink from wells that you didn't dig, so basically they were just
15:46 going to be blessed as soon as they crossed over that river.
15:49 And what did Moses say? He said, But when you have all this stuff
15:52 don't forget God. What do they do? They cross the river, they
15:59 have all this stuff and they forget God and this is what
16:03 happened in my life. This is what happened in my nation.
16:07 And it's a real warning that this isn't something new. This
16:11 is not a new problem. This is something that's been around for
16:13 thousands of years. And if we are going to take our faith
16:17 seriously then we have to really seriously look at this faith vs.
16:20 finance issue in our lives and beyond.
16:22 Your book addresses a lot of questions that affluent
16:25 Christians need to consider. Please tell me more about the
16:29 last one, on raising Godly children.
16:31 One of the challenges that we face as Christians living in
16:36 affluent society is how do we raise Godly children?
16:39 It's really hard in a materialistic world where they
16:43 are being bombarded and surrounded by all these messages
16:46 saying we need all this stuff; you won't be happy without all
16:48 this stuff. It's really hard to raise Godly children. In my book
16:53 I have 12 different steps that my wife and I have done. We're
16:58 not claiming to be perfect, our boys are 18 and 19 at the moment.
17:03 They've been great through their teen years, they're going to
17:06 look after us, but they still got a life ahead of them. But those
17:10 points take parents through some of the things they can do.
17:14 Tell us a little about these 12 points for raising Godly
17:18 children.
17:19 One is pray. You've got to pray for your kids. Family worship.
17:22 Be intentional. Not just thinking well our kids they'll
17:28 sort it out.
17:29 We have to be very intentional about this. We need to pass on
17:32 our values. Quantity time. Limited screen time.
17:36 Choice of peers.
17:37 Take them on mission trips. Wisdom, pass on your wisdom.
17:40 And what I call the rule of tens That's basically very simple.
17:45 It's an old Jewish principle. The first 10 percent of your
17:48 income goes to God, the second 10 percent goes to others, gifts
17:52 for other people and the third 10 percent goes into your own
17:55 savings. The other 70 percent it'll go fast enough, but those
17:58 three 10's. That's the rule of 10's. Financial planning:
18:03 Actually helping our children to plan financially and another one
18:06 that we had, my wife and I, is abstinence. We said to our boys
18:11 we want you
18:12 to abstain from certain things in life. And that's from
18:15 drugs, sex before marriage, alcohol. We want you to abstain
18:21 from those things because we know that those things can bring
18:23 a lot of challenges to a young person's life.
18:26 Lots of Christians are struggling with these issues
18:29 in our affluent society. What can you offer them?
18:33 Look all I can really offer Christians who are struggling
18:36 with these today is Jesus Christ and my testimony of what Jesus
18:42 has done in my life:
18:48 And it's quite true. I found that the more that I focus on
18:52 Jesus on a daily basis all the blessings, all the material
18:57 things that he's given me just grow strangely dim, they're no
18:59 longer a priority, they're no longer what I'm here
19:02 for. And I'm able to just focus on things that really, really
19:07 matter. People just think if I just had that bigger house or
19:11 another ten thousand dollars a year salary, that would be
19:14 enough. But I can tell as somebody who's had the bigger
19:17 house and the million dollars a year extra salary,
19:21 it's never enough unless Jesus is what you want.
19:24 When Jesus is what you want,
19:28 He's enough. If you're chasing stuff, you'll never have enough.
19:31 But if you're chasing Jesus, when you get what you're chasing
19:35 you've got enough.
19:36 Julian, I've heard you say that you've got manure in your wallet
19:40 Really? What do you mean?
19:44 Clint Murchison, Jr., who was the founder of the Dallas
19:47 Cowboys made a statement many years ago. He said that:
20:00 And I see a lot of truth in that You know, if we pile up all our
20:04 money, we hoard it for ourselves selfishly for ourselves it
20:08 starts to stink.
20:09 What do you suggest is the first step for a person who realizes
20:13 their busy lifestyle is damaging their spiritual life?
20:18 Ultimately it's about our heart it's about our heart. Are we
20:22 filling our heart with the blessings or are we filling our
20:25 heart with Jesus. This can be more than just affluence. You
20:28 might be blessed in other ways, but if your blessings are going
20:31 up, your knees need to go down. It's as simple as that. So I
20:36 just encourage people, if you're being blessed, if your blessings
20:41 are just pouring into your life get down on your knees and be
20:46 thankful for them, humbly thank God for them. And that will lead
20:49 to sacrificial generosity because that's what God wants us
20:52 to do. He blesses us so that we can pour those blessings out and
20:56 give them to other people.
20:58 Julian, it's been a pleasure to have you on our program today.
21:01 Thanks so much for sharing your journey with us and I'd like to
21:05 wish you God's richest blessing in all your endeavors.
21:09 Thank you very much, Gary. It's been an absolute pleasure being
21:11 with you.
21:14 The Bible has a lot to say about money. Did you know that there
21:19 are over 2300 references to money in the Bible? That's
21:24 almost twice as many as verses about faith and prayer combined.
21:29 And Jesus had a lot to say about money too. In fact, Jesus spoke
21:35 more about money than he did about love and more than he
21:40 talked about heaven and hell combined. Nearly 15 percent of
21:44 everything Jesus spoke about related to money and possessions
21:49 Over 30 percent of his parables deal with the topic of money.
21:55 That's a lot. Money is a big deal to Jesus. Why? Because
22:03 Jesus knows that there is a very clear connection between our
22:08 spiritual life and our attitude toward money and possessions.
22:11 And he knows that we need lots of direction and clarity on the
22:16 whole money issue. Jesus knows that money is one of the most
22:19 likely reasons for us to reject him, ignore him or leave him.
22:24 Jesus knows that it's a heart issue. Notice what he said in
22:30 Matthew chapter 6 and verse 21:
22:38 Jesus knows that how we think and behave with money affects
22:43 our spiritual condition and he outlined very clearly just what
22:48 the issues are and what's at stake a few verses further on in
22:53 Matthew chapter 6 and verse 24:
23:10 Jesus presents us with a very clear choice. Will we serve God
23:15 or will we serve money? Jesus says you cannot serve both.
23:20 It's impossible. It's one or the other and all of us must choose.
23:26 Yes, the issue is simple. Who will you serve. Jesus want's
23:33 only the very best for us. He loves us and cares for us. He
23:38 doesn't want anything to come between us and him. And he
23:43 knows that our relationship with him can be deeply affected by
23:47 our relationship with money. He doesn't want money to harm us
23:52 or separate us from him. So he lovingly warns us to be careful
23:57 and to get our priorities right and to use money as a tool to
24:02 bless our families, others, those in need and to use it to
24:07 share his love with others and expand his kingdom. Jesus offers
24:12 us a friendship, a relationship with him that brings peace and
24:18 happiness. If you'd like to ensure that you keep your life
24:21 in balance and in harmony with God, and that nothing ever
24:25 separates you from him, why not reach out to him and ask him to
24:30 assist you right now as we pray.
24:33 Dear heavenly Father, thank you for your love and goodness to
24:39 us. Thank you for the promise to provide what is good and best
24:43 for us. Thank you for helping us to deal with the challenges and
24:47 temptations of life. Thank you for guiding us and helping us to
24:52 get our priorities right. May we not allow anything to come
24:57 between us and Jesus. Lord, we want to experience happiness and
25:03 live life to the full. Please bless us now as we reach out to
25:07 you and move forward in our lives as you intended us to do. Bless
25:13 us and please give us hope and fulfillment. We ask this in
25:17 Jesus' name, Amen.
25:22 Julian Archer learned the hard way that when a person prospers
25:26 either God gains a partner or the person loses their soul. He
25:31 knows all too well that when we feel abundantly blessed we're
25:36 often in the most spiritually dangerous stage of our lives.
25:40 But he reminds us that the Bible is full of guidance and wisdom
25:45 on how to balance our lives, get our priorities right and stay in
25:50 harmony with God. If you'd like to find inner peace and
25:54 happiness, if you'd like to strengthen your relationship
25:57 with people and with God, if you'd like to be financially
26:01 secure without becoming spiritually bankrupt, if you'd
26:05 like to find a better way then I'd like to recommend a free
26:09 gift we have for all our viewers today. It's a booklet called
26:14 Money, God and You. This booklet is our gift to you and it's
26:20 absolutely free. There are no costs or obligations whatsoever.
26:24 So, please don't miss this wonderful opportunity to receive
26:30 this free gift we have for you today. Here's the information
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27:21 Don't delay. Call or text us now
27:26 If you've enjoyed today's journey into the world of money
27:29 and finance and our reflections on the Bible's wisdom regarding
27:34 balancing our lives and ensuring that we are financially secure
27:38 without being spiritually bankrupt, then be sure to join
27:42 us again next week when we'll share another of life's journeys
27:46 together. Until then remember the ultimate destination of
27:51 life's journey. Now I saw a new heaven and a new earth. And God
27:55 will wipe every tear from their eyes. There shall be no more
27:59 death nor sorrow nor crying. There shall be no more pain for
28:04 the former things have passed away.
28:06 ♪ ♪


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Revised 2021-08-03